Natural Capital

The Earth's natural resources and the countless services they provide make human life possible. The bank's activities have an impact on natural capital which must be monitored and limited over time.

Richard Burton
Richard Burton
Head of Client Solutions

Our Client Solutions will accompany clients in their transition to a sustainable future.

Ranieri De Marchis
Ranieri De Marchis
Group Operating Officer

Our operations are designed to sustainably minimize the environmental footprint.

Natural Capital Highlights

clients
€25bn
new environmental lending over 2022-2024 with bulk of the facilities to support clients in the green transition
 electricity consumption
80%
of total electricity consumption was from renewable sources
Travel costs
-85%
Travel costs reduction due to pandemic (2021 vs 2019)
device
c.100%
of centrally purchased toners and IT equipments is Blue Angel or Energy Star certified
paper recycled
100%
of paper recycled and almost 100% of toner recycled in Italy
 paper for printers
c.94%
purchased paper for printers labeled with environmental certification (FSC, Ecolabel, others)
plastic
100%
single use plastic ban by 2022
home
€300m
of credits purchased and € 290 million of loans granted to clients for 110% energy-efficiency bonus in Italy

How we do the right thing

THE RESOURCES WE HAVE

  • soil, water, flora and fauna
  • ecosystem services.

COMMUNITY IMPACTS

  • air quality conservation
  • pollution reduction
  • awareness raising

HOW WE CONTRIBUTE TO A MORE SUSTAINABLE WORLD

  • we offer support to businesses respectful of the environment
  • we contain our own environmental footprint.

Results and Targets

2021 RESULTS

%
reduction of own GHG emissions vs. 2017 (market-based)
bn
exposure to renewable energy sector
bn
apportioned ESG-related League Table credit from Green, Social, Sustainability and Sustainability-linked Bonds
bn
energy efficiency loans to SMEs and individuals in ITA, GER, AUT

TARGETS

bn
assets under Management conversion towards ESG investments
bn
new environmental lending
bn
total ESG Debt Capital Market origination
Net Zero
on own emissions by 2030; on total emissions by 2050

Our Stories

Our Clients
Germany
Steinicke
Steinicke is one of the world’s leading manufacturers of dried vegetables and herbs,…
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Our Clients
Italy
PLT energia
The price of gas skyrocketed in the fourth quarter of 2021, leading to a substantial rise in…
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